Take-home pay in Indiana: 2026 examples (single filer)
Indiana uses a flat 2.95% income tax. The table below is computed from 2026 federal brackets, the $16,100 federal standard deduction, FICA, and Indiana's actual 2026 tax structure:
| Salary | Take-home / yr | Per month | Federal tax | IN tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $33,170 | $2,764 | $2,620 | $1,151 | 17.1% |
| $60,000 | $48,650 | $4,054 | $5,020 | $1,741 | 18.9% |
| $80,000 | $62,780 | $5,232 | $8,770 | $2,331 | 21.5% |
| $100,000 | $76,260 | $6,355 | $13,170 | $2,921 | 23.7% |
| $150,000 | $109,396 | $9,116 | $24,734 | $4,396 | 27.1% |
Indiana income tax brackets (2026, single filer)
| State taxable income | Marginal rate |
|---|---|
| $0 and above | 2.95% |
Applied before the brackets: personal exemption $1,000.
Good to know for Indiana
Every Indiana county adds its own local income tax on top of the state rate — county rates range from roughly 0.5% to over 3%, so your real combined rate depends on where you live.
Indiana's flat rate fell from 3.00% to 2.95% on January 1, 2026, with further scheduled cuts to 2.9% by 2027.
How the math works
We start with gross salary, subtract federal income tax (2026 brackets after the $16,100/$32,200 standard deduction per IRS Rev. Proc. 2025-32), Social Security (6.2% on wages up to the $184,500 2026 wage base), Medicare (1.45%, plus 0.9% above $200,000), and Indiana state income tax using the 2026 brackets shown above. Enter a 401(k) percentage and it comes off your income-taxable wages but still pays Social Security and Medicare, exactly as payroll handles it; HSA, FSA and health premiums taken through an employer cafeteria plan come off both. Local city taxes and state payroll programs are not included, so treat results as close estimates.
Frequently asked questions
How much is a $60,000 salary after taxes in Indiana?
A single filer earning $60,000 in Indiana takes home about $48,650 per year in 2026 — roughly $4,054 per month — after $5,020 federal income tax, $4,590 FICA, and $1,741 Indiana state income tax.
How does Indiana tax wage income in 2026?
Indiana uses a flat 2.95% income tax.
Are there local income taxes in Indiana?
Every Indiana county adds its own local income tax on top of the state rate — county rates range from roughly 0.5% to over 3%, so your real combined rate depends on where you live.
What changed in Indiana's income tax recently?
Indiana's flat rate fell from 3.00% to 2.95% on January 1, 2026, with further scheduled cuts to 2.9% by 2027.