Take-home pay in Indiana: 2026 examples (single filer)
Indiana uses a flat 2.95% income tax. The table below is computed from 2026 federal brackets, the $16,100 federal standard deduction, FICA, and Indiana's actual 2026 tax structure:
| Salary | Take-home / yr | Per month | Federal tax | IN tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $33,170 | $2,764 | $2,620 | $1,151 | 17.1% |
| $60,000 | $48,650 | $4,054 | $5,020 | $1,741 | 18.9% |
| $80,000 | $62,780 | $5,232 | $8,770 | $2,331 | 21.5% |
| $100,000 | $76,260 | $6,355 | $13,170 | $2,921 | 23.7% |
| $150,000 | $109,396 | $9,116 | $24,734 | $4,396 | 27.1% |
Indiana income tax brackets (2026, single filer)
| State taxable income | Marginal rate |
|---|---|
| $0 and above | 2.95% |
Applied before the brackets: personal exemption $1,000.
Good to know for Indiana
Every Indiana county adds its own local income tax on top of the state rate — county rates range from roughly 0.5% to over 3%, so your real combined rate depends on where you live.
Indiana's flat rate fell from 3.00% to 2.95% on January 1, 2026, with further scheduled cuts to 2.9% by 2027.
How the math works
We start with gross salary, subtract federal income tax (2026 brackets after the $16,100/$32,200 standard deduction per IRS Rev. Proc. 2025-32), Social Security (6.2% on wages up to the $184,500 2026 wage base), Medicare (1.45%, plus 0.9% above $200,000), and Indiana state income tax using the 2026 brackets shown above. Pre-tax 401(k)/HSA contributions, local taxes, and state payroll programs are not included, so treat results as close estimates.
Frequently asked questions
How much is a $60,000 salary after taxes in Indiana?
A single filer earning $60,000 in Indiana takes home about $48,650 per year in 2026 — roughly $4,054 per month — after $5,020 federal income tax, $4,590 FICA, and $1,741 Indiana state income tax.
How does Indiana tax wage income in 2026?
Indiana uses a flat 2.95% income tax.
Are there local income taxes in Indiana?
Every Indiana county adds its own local income tax on top of the state rate — county rates range from roughly 0.5% to over 3%, so your real combined rate depends on where you live.
What changed in Indiana's income tax recently?
Indiana's flat rate fell from 3.00% to 2.95% on January 1, 2026, with further scheduled cuts to 2.9% by 2027.