Take-home pay in Maryland: 2026 examples (single filer)
Maryland uses graduated brackets from 2% to 6.5% on taxable income. The table below is computed from 2026 federal brackets, the $16,100 federal standard deduction, FICA, and Maryland's actual 2026 tax structure:
| Salary | Take-home / yr | Per month | Federal tax | MD tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $32,784 | $2,732 | $2,620 | $1,536 | 18.0% |
| $60,000 | $47,904 | $3,992 | $5,020 | $2,486 | 20.2% |
| $80,000 | $61,674 | $5,139 | $8,770 | $3,436 | 22.9% |
| $100,000 | $74,794 | $6,233 | $13,170 | $4,386 | 25.2% |
| $150,000 | $106,875 | $8,906 | $24,734 | $6,916 | 28.8% |
Maryland income tax brackets (2026, single filer)
| State taxable income | Marginal rate |
|---|---|
| $0 up to $1,000 | 2% |
| $1,000 up to $2,000 | 3% |
| $2,000 up to $3,000 | 4% |
| $3,000 up to $100,000 | 4.75% |
| $100,000 up to $125,000 | 5% |
| $125,000 up to $150,000 | 5.25% |
| $150,000 up to $250,000 | 5.5% |
| $250,000 up to $500,000 | 5.75% |
| $500,000 up to $1,000,000 | 6.25% |
| $1,000,000 and above | 6.5% |
Applied before the brackets: standard deduction $3,350, personal exemption $3,200.
Good to know for Maryland
Every Maryland county (and Baltimore City) adds a mandatory local income tax of roughly 2.25%–3.2% of taxable income — a large extra bite this estimate does not include.
Maryland added new 6.25% and 6.5% brackets for income over $500,000 starting in 2025.
How the math works
We start with gross salary, subtract federal income tax (2026 brackets after the $16,100/$32,200 standard deduction per IRS Rev. Proc. 2025-32), Social Security (6.2% on wages up to the $184,500 2026 wage base), Medicare (1.45%, plus 0.9% above $200,000), and Maryland state income tax using the 2026 brackets shown above. Pre-tax 401(k)/HSA contributions, local taxes, and state payroll programs are not included, so treat results as close estimates.
Frequently asked questions
How much is a $60,000 salary after taxes in Maryland?
A single filer earning $60,000 in Maryland takes home about $47,904 per year in 2026 — roughly $3,992 per month — after $5,020 federal income tax, $4,590 FICA, and $2,486 Maryland state income tax.
How does Maryland tax wage income in 2026?
Maryland uses graduated brackets from 2% to 6.5% on taxable income.
Are there local income taxes in Maryland?
Every Maryland county (and Baltimore City) adds a mandatory local income tax of roughly 2.25%–3.2% of taxable income — a large extra bite this estimate does not include.
What changed in Maryland's income tax recently?
Maryland added new 6.25% and 6.5% brackets for income over $500,000 starting in 2025.