Take-home pay in Maryland: 2026 examples (single filer)
Maryland uses graduated brackets from 2% to 6.5% on taxable income. The table below is computed from 2026 federal brackets, the $16,100 federal standard deduction, FICA, and Maryland's actual 2026 tax structure:
| Salary | Take-home / yr | Per month | Federal tax | MD tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $32,784 | $2,732 | $2,620 | $1,536 | 18.0% |
| $60,000 | $47,904 | $3,992 | $5,020 | $2,486 | 20.2% |
| $80,000 | $61,674 | $5,139 | $8,770 | $3,436 | 22.9% |
| $100,000 | $74,794 | $6,233 | $13,170 | $4,386 | 25.2% |
| $150,000 | $106,875 | $8,906 | $24,734 | $6,916 | 28.8% |
Maryland income tax brackets (2026, single filer)
| State taxable income | Marginal rate |
|---|---|
| $0 up to $1,000 | 2% |
| $1,000 up to $2,000 | 3% |
| $2,000 up to $3,000 | 4% |
| $3,000 up to $100,000 | 4.75% |
| $100,000 up to $125,000 | 5% |
| $125,000 up to $150,000 | 5.25% |
| $150,000 up to $250,000 | 5.5% |
| $250,000 up to $500,000 | 5.75% |
| $500,000 up to $1,000,000 | 6.25% |
| $1,000,000 and above | 6.5% |
Applied before the brackets: standard deduction $3,350, personal exemption $3,200.
Good to know for Maryland
Every Maryland county (and Baltimore City) adds a mandatory local income tax of roughly 2.25%–3.2% of taxable income — a large extra bite this estimate does not include.
Maryland added new 6.25% and 6.5% brackets for income over $500,000 starting in 2025.
How the math works
We start with gross salary, subtract federal income tax (2026 brackets after the $16,100/$32,200 standard deduction per IRS Rev. Proc. 2025-32), Social Security (6.2% on wages up to the $184,500 2026 wage base), Medicare (1.45%, plus 0.9% above $200,000), and Maryland state income tax using the 2026 brackets shown above. Enter a 401(k) percentage and it comes off your income-taxable wages but still pays Social Security and Medicare, exactly as payroll handles it; HSA, FSA and health premiums taken through an employer cafeteria plan come off both. Local city taxes and state payroll programs are not included, so treat results as close estimates.
Frequently asked questions
How much is a $60,000 salary after taxes in Maryland?
A single filer earning $60,000 in Maryland takes home about $47,904 per year in 2026 — roughly $3,992 per month — after $5,020 federal income tax, $4,590 FICA, and $2,486 Maryland state income tax.
How does Maryland tax wage income in 2026?
Maryland uses graduated brackets from 2% to 6.5% on taxable income.
Are there local income taxes in Maryland?
Every Maryland county (and Baltimore City) adds a mandatory local income tax of roughly 2.25%–3.2% of taxable income — a large extra bite this estimate does not include.
What changed in Maryland's income tax recently?
Maryland added new 6.25% and 6.5% brackets for income over $500,000 starting in 2025.