Take-home pay in Arizona: 2026 examples (single filer)
Arizona uses a flat 2.5% income tax. The table below is computed from 2026 federal brackets, the $16,100 federal standard deduction, FICA, and Arizona's actual 2026 tax structure:
| Salary | Take-home / yr | Per month | Federal tax | AZ tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $33,823 | $2,819 | $2,620 | $498 | 15.4% |
| $60,000 | $49,393 | $4,116 | $5,020 | $998 | 17.7% |
| $80,000 | $63,613 | $5,301 | $8,770 | $1,498 | 20.5% |
| $100,000 | $77,183 | $6,432 | $13,170 | $1,998 | 22.8% |
| $150,000 | $110,544 | $9,212 | $24,734 | $3,248 | 26.3% |
Arizona income tax brackets (2026, single filer)
| State taxable income | Marginal rate |
|---|---|
| $0 and above | 2.5% |
Applied before the brackets: standard deduction $16,100, personal tax credit $100.
Good to know for Arizona
Arizona moved to a flat 2.5% income tax in 2023 — one of the lowest flat rates in the country — and conforms to the federal standard deduction ($16,100 for 2026).
How the math works
We start with gross salary, subtract federal income tax (2026 brackets after the $16,100/$32,200 standard deduction per IRS Rev. Proc. 2025-32), Social Security (6.2% on wages up to the $184,500 2026 wage base), Medicare (1.45%, plus 0.9% above $200,000), and Arizona state income tax using the 2026 brackets shown above. Enter a 401(k) percentage and it comes off your income-taxable wages but still pays Social Security and Medicare, exactly as payroll handles it; HSA, FSA and health premiums taken through an employer cafeteria plan come off both. Local city taxes and state payroll programs are not included, so treat results as close estimates.
Frequently asked questions
How much is a $60,000 salary after taxes in Arizona?
A single filer earning $60,000 in Arizona takes home about $49,393 per year in 2026 — roughly $4,116 per month — after $5,020 federal income tax, $4,590 FICA, and $998 Arizona state income tax.
How does Arizona tax wage income in 2026?
Arizona uses a flat 2.5% income tax.
What changed in Arizona's income tax recently?
Arizona moved to a flat 2.5% income tax in 2023 — one of the lowest flat rates in the country — and conforms to the federal standard deduction ($16,100 for 2026).