Take-home pay in Iowa: 2026 examples (single filer)
Iowa uses a flat 3.8% income tax. The table below is computed from 2026 federal brackets, the $16,100 federal standard deduction, FICA, and Iowa's actual 2026 tax structure:
| Salary | Take-home / yr | Per month | Federal tax | IA tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $33,452 | $2,788 | $2,620 | $868 | 16.4% |
| $60,000 | $48,762 | $4,063 | $5,020 | $1,628 | 18.7% |
| $80,000 | $62,722 | $5,227 | $8,770 | $2,388 | 21.6% |
| $100,000 | $76,032 | $6,336 | $13,170 | $3,148 | 24.0% |
| $150,000 | $108,743 | $9,062 | $24,734 | $5,048 | 27.5% |
Iowa income tax brackets (2026, single filer)
| State taxable income | Marginal rate |
|---|---|
| $0 and above | 3.8% |
Applied before the brackets: standard deduction $16,100, personal tax credit $40.
Good to know for Iowa
Many Iowa school districts levy an income surtax (a percentage of your state tax bill), which this estimate does not include.
Iowa completed its move to a flat 3.8% income tax in 2025 — down from a 8.53% top rate as recently as 2022.
How the math works
We start with gross salary, subtract federal income tax (2026 brackets after the $16,100/$32,200 standard deduction per IRS Rev. Proc. 2025-32), Social Security (6.2% on wages up to the $184,500 2026 wage base), Medicare (1.45%, plus 0.9% above $200,000), and Iowa state income tax using the 2026 brackets shown above. Enter a 401(k) percentage and it comes off your income-taxable wages but still pays Social Security and Medicare, exactly as payroll handles it; HSA, FSA and health premiums taken through an employer cafeteria plan come off both. Local city taxes and state payroll programs are not included, so treat results as close estimates.
Frequently asked questions
How much is a $60,000 salary after taxes in Iowa?
A single filer earning $60,000 in Iowa takes home about $48,762 per year in 2026 — roughly $4,063 per month — after $5,020 federal income tax, $4,590 FICA, and $1,628 Iowa state income tax.
How does Iowa tax wage income in 2026?
Iowa uses a flat 3.8% income tax.
Are there local income taxes in Iowa?
Many Iowa school districts levy an income surtax (a percentage of your state tax bill), which this estimate does not include.
What changed in Iowa's income tax recently?
Iowa completed its move to a flat 3.8% income tax in 2025 — down from a 8.53% top rate as recently as 2022.