Take-home pay in Minnesota: 2026 examples (single filer)
Minnesota uses graduated brackets from 5.35% to 9.85% on taxable income. The table below is computed from 2026 federal brackets, the $16,100 federal standard deduction, FICA, and Minnesota's actual 2026 tax structure:
| Salary | Take-home / yr | Per month | Federal tax | MN tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $32,999 | $2,750 | $2,620 | $1,321 | 17.5% |
| $60,000 | $47,833 | $3,986 | $5,020 | $2,557 | 20.3% |
| $80,000 | $61,193 | $5,099 | $8,770 | $3,917 | 23.5% |
| $100,000 | $73,903 | $6,159 | $13,170 | $5,277 | 26.1% |
| $150,000 | $104,849 | $8,737 | $24,734 | $8,942 | 30.1% |
Minnesota income tax brackets (2026, single filer)
| State taxable income | Marginal rate |
|---|---|
| $0 up to $33,310 | 5.35% |
| $33,310 up to $109,430 | 6.8% |
| $109,430 up to $203,150 | 7.85% |
| $203,150 and above | 9.85% |
Applied before the brackets: standard deduction $15,300.
Good to know for Minnesota
Minnesota's 9.85% top rate is one of the highest in the country, but its $15,300 standard deduction shields more income than most states.
How the math works
We start with gross salary, subtract federal income tax (2026 brackets after the $16,100/$32,200 standard deduction per IRS Rev. Proc. 2025-32), Social Security (6.2% on wages up to the $184,500 2026 wage base), Medicare (1.45%, plus 0.9% above $200,000), and Minnesota state income tax using the 2026 brackets shown above. Pre-tax 401(k)/HSA contributions, local taxes, and state payroll programs are not included, so treat results as close estimates.
Frequently asked questions
How much is a $60,000 salary after taxes in Minnesota?
A single filer earning $60,000 in Minnesota takes home about $47,833 per year in 2026 — roughly $3,986 per month — after $5,020 federal income tax, $4,590 FICA, and $2,557 Minnesota state income tax.
How does Minnesota tax wage income in 2026?
Minnesota uses graduated brackets from 5.35% to 9.85% on taxable income.
What changed in Minnesota's income tax recently?
Minnesota's 9.85% top rate is one of the highest in the country, but its $15,300 standard deduction shields more income than most states.