Take-home pay in Minnesota: 2026 examples (single filer)
Minnesota uses graduated brackets from 5.35% to 9.85% on taxable income. The table below is computed from 2026 federal brackets, the $16,100 federal standard deduction, FICA, and Minnesota's actual 2026 tax structure:
| Salary | Take-home / yr | Per month | Federal tax | MN tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $32,999 | $2,750 | $2,620 | $1,321 | 17.5% |
| $60,000 | $47,833 | $3,986 | $5,020 | $2,557 | 20.3% |
| $80,000 | $61,193 | $5,099 | $8,770 | $3,917 | 23.5% |
| $100,000 | $73,903 | $6,159 | $13,170 | $5,277 | 26.1% |
| $150,000 | $104,849 | $8,737 | $24,734 | $8,942 | 30.1% |
Minnesota income tax brackets (2026, single filer)
| State taxable income | Marginal rate |
|---|---|
| $0 up to $33,310 | 5.35% |
| $33,310 up to $109,430 | 6.8% |
| $109,430 up to $203,150 | 7.85% |
| $203,150 and above | 9.85% |
Applied before the brackets: standard deduction $15,300.
Good to know for Minnesota
Minnesota's 9.85% top rate is one of the highest in the country, but its $15,300 standard deduction shields more income than most states.
How the math works
We start with gross salary, subtract federal income tax (2026 brackets after the $16,100/$32,200 standard deduction per IRS Rev. Proc. 2025-32), Social Security (6.2% on wages up to the $184,500 2026 wage base), Medicare (1.45%, plus 0.9% above $200,000), and Minnesota state income tax using the 2026 brackets shown above. Enter a 401(k) percentage and it comes off your income-taxable wages but still pays Social Security and Medicare, exactly as payroll handles it; HSA, FSA and health premiums taken through an employer cafeteria plan come off both. Local city taxes and state payroll programs are not included, so treat results as close estimates.
Frequently asked questions
How much is a $60,000 salary after taxes in Minnesota?
A single filer earning $60,000 in Minnesota takes home about $47,833 per year in 2026 — roughly $3,986 per month — after $5,020 federal income tax, $4,590 FICA, and $2,557 Minnesota state income tax.
How does Minnesota tax wage income in 2026?
Minnesota uses graduated brackets from 5.35% to 9.85% on taxable income.
What changed in Minnesota's income tax recently?
Minnesota's 9.85% top rate is one of the highest in the country, but its $15,300 standard deduction shields more income than most states.