Take-home pay in Mississippi: 2026 examples (single filer)
Mississippi uses a flat 4% income tax (the first $10,000 of taxable income is exempt). The table below is computed from 2026 federal brackets, the $16,100 federal standard deduction, FICA, and Mississippi's actual 2026 tax structure:
| Salary | Take-home / yr | Per month | Federal tax | MS tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $33,452 | $2,788 | $2,620 | $868 | 16.4% |
| $60,000 | $48,722 | $4,060 | $5,020 | $1,668 | 18.8% |
| $80,000 | $62,642 | $5,220 | $8,770 | $2,468 | 21.7% |
| $100,000 | $75,912 | $6,326 | $13,170 | $3,268 | 24.1% |
| $150,000 | $108,523 | $9,044 | $24,734 | $5,268 | 27.7% |
Mississippi income tax brackets (2026, single filer)
| State taxable income | Marginal rate |
|---|---|
| $0 up to $10,000 | 0% |
| $10,000 and above | 4% |
Applied before the brackets: standard deduction $2,300, personal exemption $6,000.
Good to know for Mississippi
Mississippi's flat rate fell to 4.0% in 2026 under the Build-Up Mississippi Act, with scheduled cuts continuing to 3% by 2030 — the first $10,000 of taxable income is untaxed.
How the math works
We start with gross salary, subtract federal income tax (2026 brackets after the $16,100/$32,200 standard deduction per IRS Rev. Proc. 2025-32), Social Security (6.2% on wages up to the $184,500 2026 wage base), Medicare (1.45%, plus 0.9% above $200,000), and Mississippi state income tax using the 2026 brackets shown above. Enter a 401(k) percentage and it comes off your income-taxable wages but still pays Social Security and Medicare, exactly as payroll handles it; HSA, FSA and health premiums taken through an employer cafeteria plan come off both. Local city taxes and state payroll programs are not included, so treat results as close estimates.
Frequently asked questions
How much is a $60,000 salary after taxes in Mississippi?
A single filer earning $60,000 in Mississippi takes home about $48,722 per year in 2026 — roughly $4,060 per month — after $5,020 federal income tax, $4,590 FICA, and $1,668 Mississippi state income tax.
How does Mississippi tax wage income in 2026?
Mississippi uses a flat 4% income tax (the first $10,000 of taxable income is exempt).
What changed in Mississippi's income tax recently?
Mississippi's flat rate fell to 4.0% in 2026 under the Build-Up Mississippi Act, with scheduled cuts continuing to 3% by 2030 — the first $10,000 of taxable income is untaxed.