KeepMyPay

Take-Home Pay Calculator by State (2026)

Your salary minus federal tax, FICA, and your state's actual 2026 income tax. Pick your state — every page has a live calculator, real 2026 brackets, and example paychecks at $40k–$150k.

Free · No signup · Updated for 2026 rates (Tax Foundation / IRS)

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Alabama

State tax: up to 5% · $60k nets $47,655

Alaska

No state income tax · $60k nets $50,390

Arizona

State tax: flat 2.5% · $60k nets $49,393

Arkansas

State tax: up to 3.9% · $60k nets $48,263

California

State tax: up to 13.3% · $60k nets $48,741

Colorado

State tax: flat 4.4% · $60k nets $48,458

Connecticut

State tax: up to 6.99% · $60k nets $48,615

Delaware

State tax: up to 6.6% · $60k nets $47,737

District of Columbia

State tax: up to 10.75% · $60k nets $47,937

Florida

No state income tax · $60k nets $50,390

Georgia

State tax: flat 4.99% · $60k nets $47,995

Hawaii

State tax: up to 11% · $60k nets $47,360

Idaho

State tax: flat 5.3% · $60k nets $48,063

Illinois

State tax: flat 4.95% · $60k nets $47,565

Indiana

State tax: flat 2.95% · $60k nets $48,650

Iowa

State tax: flat 3.8% · $60k nets $48,762

Kansas

State tax: up to 5.58% · $60k nets $47,842

Kentucky

State tax: flat 3.5% · $60k nets $48,408

Louisiana

State tax: flat 3% · $60k nets $48,976

Maine

State tax: up to 7.15% · $60k nets $48,045

Maryland

State tax: up to 6.5% · $60k nets $47,904

Massachusetts

State tax: up to 9% · $60k nets $47,610

Michigan

State tax: flat 4.25% · $60k nets $48,091

Minnesota

State tax: up to 9.85% · $60k nets $47,833

Mississippi

State tax: flat 4% · $60k nets $48,722

Missouri

State tax: up to 4.7% · $60k nets $48,503

Montana

State tax: up to 5.65% · $60k nets $48,327

Nebraska

State tax: up to 4.55% · $60k nets $48,540

Nevada

No state income tax · $60k nets $50,390

New Hampshire

No state income tax · $60k nets $50,390

New Jersey

State tax: up to 10.75% · $60k nets $48,622

New Mexico

State tax: up to 5.9% · $60k nets $48,736

New York

State tax: up to 10.9% · $60k nets $47,747

North Carolina

State tax: flat 3.99% · $60k nets $48,505

North Dakota

State tax: up to 2.5% · $60k nets $50,390

Ohio

State tax: flat 2.75% · $60k nets $49,522

Oklahoma

State tax: up to 4.5% · $60k nets $48,236

Oregon

State tax: up to 9.9% · $60k nets $45,970

Pennsylvania

State tax: flat 3.07% · $60k nets $48,548

Rhode Island

State tax: up to 5.99% · $60k nets $48,757

South Carolina

State tax: up to 6% · $60k nets $48,412

South Dakota

No state income tax · $60k nets $50,390

Tennessee

No state income tax · $60k nets $50,390

Texas

No state income tax · $60k nets $50,390

Utah

State tax: flat 4.5% · $60k nets $47,690

Vermont

State tax: up to 8.75% · $60k nets $48,814

Virginia

State tax: up to 5.75% · $60k nets $47,754

Washington

No state income tax · $60k nets $50,390

West Virginia

State tax: up to 4.82% · $60k nets $48,425

Wisconsin

State tax: up to 7.65% · $60k nets $48,531

Wyoming

No state income tax · $60k nets $50,390

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How state taxes change your paycheck in 2026

Federal income tax and FICA are the same everywhere — what varies is the state layer. Nine states (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) take nothing from wages. Fifteen states use flat rates from 2.5% (Arizona) to 5.19%+, and the rest use graduated brackets topping out anywhere from 2.5% (North Dakota) to 13.3% (California). On a $60,000 salary that spread is worth up to roughly $3,500 a year.

2026 brought cuts in eight states — Indiana, Kentucky, Mississippi, Montana, Nebraska, North Carolina, Ohio, and Oklahoma all lowered rates on January 1, and Georgia cut its flat rate to 4.99% retroactively. Each state page reflects the new numbers.

Frequently asked questions

Which states have no income tax?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming levy no tax on wages.

How much of my paycheck goes to taxes?

Typically 17–25% at a $60,000 salary in 2026, depending on your state — see your state's page for exact numbers.

Which state taxes wages the most?

California has the highest top rate (13.3%); Oregon takes the most from many middle incomes (8.75% bracket starts at $11,400 taxable).

Are local city taxes included?

No — pages for states with common local taxes (NY, OH, PA, MD, IN, KY, MO, MI) flag them so you know to add your city's rate.

Disclaimer: Simplified single-filer estimates for education — not tax advice. Sources: Tax Foundation, IRS, SSA.